Mikal Simmons
Devonshire,Bermuda
Summary
As an distinguished Underwriter at Relm Insurance Ltd with expertise in Digital Assets, Cyber, and Professional Lines, and holding an Associate in Commercial Underwriting (AU) designation. I possess a comprehensive skill set that bridges the gap between traditional underwriting and the digital insurance landscape. With My analytical acumen and deep understanding of insurance I would like to pivot my ability's towards Casualty & or Property underwriting. With a strong foundation in commercial underwriting, combined with a strategic vision for business development and client relationship management, I am poised to deliver exceptional value and contribute to business growth.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Underwriter
Relm Insurance Ltd
04.2024 - Current
- Analyzed risk and adhered to underwriting standards to drive risk selection and profitability.
- Underwrite, cross-sell, price and negotiate accounts in line with the company's strategy and risk appetite
- Lead and participate in roundtable discussions.
- Actively fostering and growing relationships with brokers and clients.
- Leveraged customers' history, industry and demographic information to calculate renewal rates.
- Negotiate, prepare and draft policy and endorsement wordings.
Underwriting Analyst
Relm Insurance Ltd.
01.2023 - 04.2024
- Supporting the underwriting, pricing, and negotiating of accounts in line with the company's strategy and risk appetite
- Preparing quotes, binders, and policies
- Exercising discretion and independent judgment in the analysis and evaluation of risk to achieve optimal outcomes (including review, evaluation, and calculation of premiums)
- Reviewing policy wording and conditions to determine the acceptability of a considered risk
- Building and enhancing relationships with brokers and clients to identify and establish new distribution relationships.
Property & Energy Intern
Liberty Mutual Bermuda
07.2022 - 01.2023
- Create Account summaries and present data collected to internal team
- Review and analyze policy's
- Review Cat Modeling, SOV slips and engineering reports
- Monitored polices approaching expiry and Analyze renewals, while achieving a working knowledge of the Company's renewal philosophy.
Educational Therapist Assistant
Ministry of Education
01.2019 - 06.2022
- Documented staff information, including service plans, treatment reports and progress notes
- Utilized theoretical approaches to treatment such as Cognitive Behavioral Therapy, Play Therapy, and Narrative Therapy
- Managed caseload of multiple sessions weekly using various types of therapies and approaches
- Collaborated with multidisciplinary team to determine effective treatment plans
- Performed site evaluations, customer surveys and team audits
- Created agendas and communication materials for team meetings
- Worked closely with team members to deliver project requirements, develop solutions, and meet deadlines.
Education
Spanish Language & Cultural Studies -
University of Salamanca
05.2018
Bachelor of Art - Psychology -
Thomas College
05.2017
Associates in Commercial Underwriting -
Skills
- Managing
- Team Building
- Planning and coordinating
- Overseeing accurate data capture in internal underwriting systems
- Performing research on new business strategies, technology trends and industry related issues
- Collaborating with colleagues to complete projects and drive cross-sell opportunities
- Driving efficiencies and process improvements with data and technology focus
- Maintaining compliance with all internal and external underwriting guidelines and legal requirements
- Effectively completing/ assisting with ad-hoc projects as assigned
Certification
- Associate in Commercial Underwriting (AU) Designation
- Insurance Essentials 2nd Edition
- Mastering Holistic Risk Management
- Discovering the Basics of Insurance
- SCARS Certified
- Certified by Colegio San Jose, Secondary Spain, to teach English Language and Music
- Certification in Managing Difficult Conversations with Parents from the Family center
Activities
- Semi Professional Football in Spain 2019 - 2020
- Four-time recipient of the PHC Foundation Scholarship award
- A football player at the Bermuda club, national, and international levels
- NAC Division III Soccer Player at Thomas College -p 2013 and 2015
- North Atlantic Conference Champions -p 2014 and 2016 North
- Atlantic Conference finalists -p 2013 and 2015 NCAA tournament participants
References
Upon request
Languages
English
First Language
Spanish
Advanced (C1)
C1
Timeline
Underwriter
Relm Insurance Ltd
04.2024 - Current
Underwriting Analyst
Relm Insurance Ltd.
01.2023 - 04.2024
Property & Energy Intern
Liberty Mutual Bermuda
07.2022 - 01.2023
Educational Therapist Assistant
Ministry of Education
01.2019 - 06.2022
Spanish Language & Cultural Studies -
University of Salamanca
Bachelor of Art - Psychology -
Thomas College
Associates in Commercial Underwriting -
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