Erica Frith
Bermuda
Summary
Dynamic professional with experience supporting underwriting operations through data analysis, risk assessment, and accurate policy documentation. Skilled in preparing and validating underwriting materials, coordinating workflows, and collaborating with cross-functional teams to ensure timely and efficient service delivery. Detail-oriented and organized, with strong communication skills and the ability to meet deadlines in fast-paced environments while maintaining accuracy and compliance.
Overview
17
17
years of professional experience
Work History
Junior Underwriter
Coralisle Medical Insurance Company Ltd.
Bermuda
11.2024 - Current
- Prepare new business and renewal quotes for small to large size groups across assigned jurisdictions.
- Compile and review supporting documentation for accuracy and timely underwriter approval.
- Support underwriting leadership in meeting service and turnaround deadlines.
- Perform administrative and clerical tasks to support daily underwriting operations.
- Contribute to departmental and cross-functional projects to improve process efficiency.
Investor Relations Manager
Allianz Risk Transfer (Bermuda ) Limited
, Bermuda
06.2020 - 09.2024
- Collaborated with Underwriters and Underwriting Assistants to ensure accurate transaction processing through reconciliations and portfolio reviews.
- Coordinated internal and external information flow to support underwriting operations.
- Reviewed transaction documentation for accuracy, completeness, and process compliance.
- Partnered cross-functionally to monitor and report portfolio performance.
- Prepared contractual and regulatory reports within required deadlines.
- Supported underwriting system enhancements through testing and process improvements with IT and deal management teams.
- Managed month-end and year-end close activities, ensuring timely transaction recording and audit-ready records.
- Prepared recurring financial reports and audit materials for leadership and external reporting.
- Strengthened financial controls and risk management processes to reduce business exposure.
Underwriting Assistant Consultant
HSBC, Bermuda
08.2019 - 12.2019
- Project management to support activities of the renewal and new business process by ensuring listings are updated and maintained
- Monitoring and performing first level review of submissions for accuracy and completeness
- Maintaining underwriting filing systems, including gathering and organizing reports supporting the underwriting decision
- Ensure accuracy and execution of policy wording, slips, binders, etc
- Provide support to the Operations Team for bookings and queries
- Organize and attend underwriting meetings.
- Assisted in developing and implementing different workflows and communication processes.
Claims Administrator Consultant
Tokio Millennium Re Ltd. / Renaissance
, Bermuda
10.2018 - 05.2019
- Assisting with the processing and adjustments of property and casualty claims
- Claims set-up using G4RI
- Acting as a dedicated resource for assisting claims through TMR’s workflow systems, CMPS
- Setting up and maintaining electronic claims filed through TMR’s workflow systems, CMPS
- Providing assistance to the transfer and overall maintenance of documents contained in the claims “G” Drive
- Providing assistance in the administration and maintenance of catastrophe tracking spreadsheets as required following an event
- Assisting in preparing claims reports for the Claims Manager ensuring all claims information is accurate and complete
- Assuming a portfolio of accounts to handle
- Any other duties as required by management.
Claims Analyst Consultant
Aon Bermuda Ltd
, Bermuda
10.2017 - 02.2018
- Managing claims on clients specifically including notification and updates on all claim matters
- Create and prepare necessary documents for each claim to ensure an accurate audit trail
- Monitoring current and new claims
- Maintain updated records and prepare required documentation for both retail brokers and clients on all claim matters
- Establish and maintain effective working relationships, both internally and externally
- Liaise efficiently with clients and brokers to aid matter resolutions in a timely manner
- Process and maintain administrative data for all claim matters.
Technical Assistant
MS Amlin AG, Bermuda
01.2009 - 08.2017
- Supporting the Underwriting Team in servicing and handling business in compliance with the company’s defined business plan, underwriting procedures and guidelines within the appropriate portfolios
- Active participation in all underwriting department meeting to increase and expand knowledge of business and achieve operational excellence
- Maintained a working knowledge of all classes of business
- Ensured knowledge of all systems remained current, specifically Room Subscribe, and Randall Lyons WASP
- Accurately recorded all new business and renewal submissions into electronic filing systems and prepare rating sheets for review by Underwriters.
- Responded to correspondence, inquiries and information requests to resolve or escalate problems.
- Maintained records and data by entering into databases, developing tracking systems and setting up files.
- Liaised with cross-functional teams to deliver highest-quality services to customers.
Education
Bermuda Police Cadet
Bermuda College
01.2023 - 01.2005
High School Diploma -
Saltus Grammar School, Honours
Associates - General Insurance
The Institutes
Skills
Underwriting Systems & Technical Tools
PolicyMaster Randall Lyons WASP AS/400 MicroStrategy SQL Citrix Mac OS Microsoft Office Suite (Advanced Excel)
Underwriting Operations & Support
New Business & Renewal Processing Quote Preparation Support Policy Administration Portfolio Tracking & Reconciliation Underwriting Documentation & File Management
Data, Reporting & Analysis
Financial & Portfolio Reporting Data Extraction & Analysis Report Generation (Excel, MicroStrategy) Month-End Support Reporting Accuracy Validation & Reconciliation
Core Competencies
Underwriting Workflow Support Regulatory & Contractual Compliance Process Improvement Cross-Functional Collaboration Administrative Operations Deadline Management Attention to Detail
Timeline
Junior Underwriter
Coralisle Medical Insurance Company Ltd.
11.2024 - Current
Bermuda Police Cadet
Bermuda College
01.2023 - 01.2005
Investor Relations Manager
Allianz Risk Transfer (Bermuda ) Limited
06.2020 - 09.2024
Underwriting Assistant Consultant
HSBC, Bermuda
08.2019 - 12.2019
Claims Administrator Consultant
Tokio Millennium Re Ltd. / Renaissance
10.2018 - 05.2019
Claims Analyst Consultant
Aon Bermuda Ltd
10.2017 - 02.2018
Technical Assistant
MS Amlin AG, Bermuda
01.2009 - 08.2017
Associates - General Insurance
The Institutes
High School Diploma -
Saltus Grammar School, Honours