ANKITA GOYAL

Aspen Insurance Holdings Ltd. - PCAOB, US GAAP

• SOX Compliance Internal Controls Testing.
• Led the coordination of the group audit, facilitating effective collaboration between all component and specialist teams.
• Guided team in understanding SOX compliance, ensuring adherence to audit standards.

Crown Global Insurance Group (Bermuda and American entities) - US GAAP, US STAT

• Led testing of separate accounts investments.
• Executed audit in compliance with US STAT regulations, adhering to NAIC standards.

UBS Group AG (Bermuda entities):

- Credit Suisse Life (Bermuda) Ltd.- IFRS, Class C insurer

- Boston Re Ltd. - GAAP, Class E and Class 3 insurer

- Boston Insurance SAC Ltd. - GAAP, Class C insurer

• Led testing of separate accounts investments, financial assets and liabilities using the fair value option and other accounts.
• Tested life insurance products and deals during the course of the audit.

Other Audit Projects:

• Referred Reporting
• Captive Insurances

Appreciation and Awards:

• Bravo award - For exceptional hard work on UBS entities and analytical skills which helped make informed decisions.
• Bravo award - For organization and excellence on responsible areas on Crown audit.
• Bravo award - For dedication to quality, outstanding hard work and upbeat demeanor on new accounts.

Hiscox Insurance Company (Bermuda) Ltd. - Class 4 insurer, IFRS

• Led Reserve Testing - IBNR, Case Reserves, involving independently developing IBNR estimate based on management methodology, for comparison to management estimate, along with other reinsurance testing areas including reinstatement premiums, claims.
• Responsible for performing Control Testing of reserves.
• Involved in transition to IFRS 17 related project management.
• Proactively managed engagement by leading planning, risk assessment, substantive and concluding procedures.
• Assisted in managing engagement economics (budget planning) and supervising team members (preliminary reviews).

Allianz Risk Transfer (Bermuda) Ltd. - Class 3A insurer

• Led testing of actuarial balances - IBNR, Case Reserves, along with other reinsurance testing areas including Premiums, Claims (Assumed and Ceded). Developed additional testing procedures to substantively test methodology of Weather Derivatives.
• Headed all client interactions, involving conflict resolutions to conclude audit effectively and efficiently.
• Demonstrated leadership qualities through Audit Project Management which involved ensuring quality and efficient completion of planning, risk assessment and concluding audit procedures.
• Coached team members across geographic locations, including associates in Bermuda and India and performed preliminary reviews.

Other Audit Projects:

• Referred Reporting
• Captive Insurance
• Private Clients

Marsh and McLennan Companies, Inc. – US GAAP PCAOB audit

• Performed control testing and substantive testing including Deferred Revenue, Pension Assets, Accounts Receivable, Equity, EPS substantive testing.

CNA Financial Corporation – US GAAP PCAOB audit

• Performed planning audit procedures, control testing, substantive testing including review of Investment – Transactional and Valuation, Accrued Investment Income, Net Investment Income, Premium Deficiency, Commission Expense, DAC and ADAC, Stock Based Compensation.

West Bend Mutual Insurance – US GAAP AICPA audit

• Responsible for file management, planning, risk assessment, substantive testing of Investments - Valuation and Transaction Testing including Level 3 securities, Net Investment Income Testing and LP i.e. Other Investment testing, concluding audit procedures.

Citizens, Inc. – US GAAP PCAOB audit

• Responsible for file management, planning and concluding audit procedures, internal control testing, substantive testing of Cash, Equity, Premiums, Claims and Reserves.

American National Life Insurance Company (ANICO), Brookfield Entity– Agreed Upon Procedures

• Performed Agreed Upon Procedures – AUP, in accordance with requirements of the New York State Insurance Law, for Statutory Audit.